Home based business cover

Family Insurance Solutions is pleased to offer Home Based Business Cover – A small home based business package offered as an extension on a homeowners, tenants or condominium policy.

Protect Your Most Important Investment

Your home and it’s contents may well be the most valuable assets you have. Many years of hard work and energy go into creating the place you call home. Give yourself peace of mind knowing your assets are protected if the unexpected should ever happen.

Introducing HomeCover

A comprehensive insurance package specifically designed with you in mind. Discover why HomeCover has been the preferred choice for thousands of families in British Columbia for over 15 years.

Coverage Just For You

Homeowners
Condominium Owners
Tenants
Mobile Home Owners
Other Residential Property

Unlimited Protection

With a HomeCover policy, you can be assured your property and valuables will be replaced. HomeCover provides unlimited replacement protection for most homes and personal property. It also includes $1,000,000 comprehensive personal liability coverage, with higher limits available.

Premium Options

Premium Options Payment Plan – Choose the payment plan that fits your needs. In addiction to the traditional annual pre-payment, you can choose to make monthly or semi-monthly payments to suit your finances.

Personalized Claims Service

Our claims department is dedicated to offering fair, timely and compassionate claims service that is unsurpassed in the industry. You can rest assured that our staff will handle your claim professionally to ensure that your claim is settled to your satisfaction as fast as possible with minimal disruption.

Discounts & Deductibles

Every home is unique, if you take extra care in day-to-day activities and you engage in preventative measures to protect your home, we reward you by discounting your premium. Here are a few of the features and characteristics we look for when applying discounts:

Claims Free
Mortgage Free
Mature Owners
New Homes
Alarm
Block Watch
Higher Deductibles
Multi-Policy Discount
Credit Consent Discount

Special Property

Although residential policies contain some standard limitations on special property, our policy allows you to increase these limits to fit you needs. Special property includes:

Jewellery
Furs
Silverware
Fine Arts
Sports Collectibles
Student Property

Better Coverage

HomeCover Highlights

Lock Replacement

30 Day Vacancy

Household Pets

Waterbed

Food Freezer

Credit Cards

Student Property

Evacuation

Fire Department

Rental Income

Contingent Assessment

Bylaws ($10,000)

Improvements & Betterments

Sewer Back Up / Water Escape

Accidental Death by Fire

Business Property

Earthquake

Extended Bylaws

Hobby Farm

Day Care

Gold Carts

Watercraft

Bed & Breakfast

Extended Business Property

Home Based Business Cove

PREMIUM OPTIONS

Premium Options Payment Plan – Choose the payment plan that fits your needs. In addition to the traditional annual pre-payment, you can choose to make monthly or semi-monthly payments to suit you.